Major banks' household loans fall again in March amid tough curbs | Yonhap News Agency

## Summary
OK SEOUL, April 1 (Yonhap) -- Household loans by major banks fell again in March amid continued strict regulations, industry data showed on Wednesday. Outstanding household loans from the country's five major banks -- KB Kookmin, Woori, Hana, Shinhan and NH Nonghyup -- stood at 765.73 trillion won (US$501 billion) as of end-March, down 136 billion won from the previous month, according to the data. A person walks past ATM machines from South Korea's major banks in Seoul, in this file photo taken Dec. 21, 2025. (Yonhap) sam@yna.co.kr (END) Related Articles Lenders forced to further limit household loan growth, not to extend loans to owners of multiple homes Banks' lending rates rise for 4th consecutive month in Feb. on higher mortgage rates Watchdog chief signals tighter rules on aggregate household loans Keywords #household loans Articles with issue keywords Most Liked (2nd LD) Han Kang's 'We Do Not Part' wins NBCC Award for haunting portrayal of trauma Paik Kun-woo, at 80, says 'Music chose me' (Movie Review) 'Salmokji: Whispering Water': mood runs deeper than plot (News Focus) Han Kang's NBCC win again spotlights art of translation (LEAD) BTS scores 7th No. 1 album on Billboard 200 with 'Arirang' Most Saved (2nd LD) Han Kang's 'We Do Not Part' wins NBCC Award for haunting portrayal of trauma (News Focus) Han Kang's NBCC win again spotlights art of translation Paik Kun-woo, at 80, says 'Music chose me' (Movie Review) 'Salmokji: Whispering Water': mood runs deeper than plot Liberal ex-prime minister to declare mayoral bid in conservative stronghold Most Viewed All Categories (LEAD) Trump calls on countries to 'go get your own oil' from Strait of Hormuz, or buy it from U.S. Korea Tass news agency's delegation in Pyongyang Tass news agency's delegation in Pyongyang prev Major banks' household loans fall again in March amid tough curbs Next Major banks' household loans fall again in March amid tough curbs

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OK
SEOUL, April 1 (Yonhap) -- Household loans by major banks fell again in March amid continued strict regulations, industry data showed on Wednesday.
Outstanding household loans from the country's five major banks -- KB Kookmin, Woori, Hana, Shinhan and NH Nonghyup -- stood at 765.73 trillion won (US$501 billion) as of end-March, down 136 billion won from the previous month, according to the data.
Their household loans rose slightly in February after falling for two consecutive months in January and December.
Mortgage loans by banks fell 387 billion won last month to 610.33 trillion won, following a rise of 597 billion won the previous month.
The government has been implementing a series of measures to cool the overheated housing market and curb household debt.
Under a comprehensive policy package announced in October, the government designated 21 additional districts in Seoul as speculative zones, bringing all 25 districts in the capital under stricter regulations.
It also tightened lending rules, lowering the cap on mortgage loans to as little as 200 million won, down from the 600 million-won limit set in June.
A person walks past ATM machines from South Korea's major banks in Seoul, in this file photo taken Dec. 21, 2025. (Yonhap)
sam@yna.co.kr
(END)
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Major banks' household loans fall again in March amid tough curbs
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Major banks' household loans fall again in March amid tough curbs

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## Expert Analysis

### Merits
- Under a comprehensive policy package announced in October, the government designated 21 additional districts in Seoul as speculative zones, bringing all 25 districts in the capital under stricter regulations.

### Areas for Consideration
- A person walks past ATM machines from South Korea's major banks in Seoul, in this file photo taken Dec. 21, 2025. (Yonhap) sam@yna.co.kr (END) Related Articles Lenders forced to further limit household loan growth, not to extend loans to owners of multiple homes Banks' lending rates rise for 4th consecutive month in Feb. on higher mortgage rates Watchdog chief signals tighter rules on aggregate household loans Keywords #household loans Articles with issue keywords Most Liked (2nd LD) Han Kang's 'We Do Not Part' wins NBCC Award for haunting portrayal of trauma Paik Kun-woo, at 80, says 'Music chose me' (Movie Review) 'Salmokji: Whispering Water': mood runs deeper than plot (News Focus) Han Kang's NBCC win again spotlights art of translation (LEAD) BTS scores 7th No. 1 album on Billboard 200 with 'Arirang' Most Saved (2nd LD) Han Kang's 'We Do Not Part' wins NBCC Award for haunting portrayal of trauma (News Focus) Han Kang's NBCC win again spotlights art of translation Paik Kun-woo, at 80, says 'Music chose me' (Movie Review) 'Salmokji: Whispering Water': mood runs deeper than plot Liberal ex-prime minister to declare mayoral bid in conservative stronghold Most Viewed All Categories (LEAD) Trump calls on countries to 'go get your own oil' from Strait of Hormuz, or buy it from U.S.

### Implications
- Under a comprehensive policy package announced in October, the government designated 21 additional districts in Seoul as speculative zones, bringing all 25 districts in the capital under stricter regulations.
- A person walks past ATM machines from South Korea's major banks in Seoul, in this file photo taken Dec. 21, 2025. (Yonhap) sam@yna.co.kr (END) Related Articles Lenders forced to further limit household loan growth, not to extend loans to owners of multiple homes Banks' lending rates rise for 4th consecutive month in Feb. on higher mortgage rates Watchdog chief signals tighter rules on aggregate household loans Keywords #household loans Articles with issue keywords Most Liked (2nd LD) Han Kang's 'We Do Not Part' wins NBCC Award for haunting portrayal of trauma Paik Kun-woo, at 80, says 'Music chose me' (Movie Review) 'Salmokji: Whispering Water': mood runs deeper than plot (News Focus) Han Kang's NBCC win again spotlights art of translation (LEAD) BTS scores 7th No. 1 album on Billboard 200 with 'Arirang' Most Saved (2nd LD) Han Kang's 'We Do Not Part' wins NBCC Award for haunting portrayal of trauma (News Focus) Han Kang's NBCC win again spotlights art of translation Paik Kun-woo, at 80, says 'Music chose me' (Movie Review) 'Salmokji: Whispering Water': mood runs deeper than plot Liberal ex-prime minister to declare mayoral bid in conservative stronghold Most Viewed All Categories (LEAD) Trump calls on countries to 'go get your own oil' from Strait of Hormuz, or buy it from U.S.
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### Expert Commentary
This article covers loans, household, banks topics. Notable strengths include discussion of loans. Areas of concern are also raised. Readability: Flesch-Kincaid grade 0.0. Word count: 514.